Free
Consultations
Discuss
We'll discuss our processes to obtain personal and business funding and credit
Review
Review Your Experian, Transunion, Equifax Reports & Devise Streamlined Plan
Track
Track Progress and get Updates via on Our App
Repair
Repair Credit with a 100-225+ point increase within 2 months!
Build
Build Credit with Our AU Tradelines & Third Party Installment Tradelines
Funding
We offer personal and business lending options for those ready to get funding. Third party options also available
Your Legacy Begins Here
Empowering Everyone with the Financial Advantage to Achieve The American Dream
Get the Business Funding & Capital
you need, whether its for your business, startup or just for your own personal projects or ventures.
Our mission to empower individuals and entrepreneurs with financial advantage and freedom naturally strengthens our commitment to having only the best services and products for your financial goals.
We pride ourselves in our stellar customer service and life-changing results.
Whether you're trying to clean up & increase your credit, start a business or get funding, we're here to guide you every step of the way. Our tradelines are reliable, funding-guaranteed for personal and business credit.
Life-Changing Is What We Do
From Buying Your First Home Or Car To Obtaining Business Funding
Our tried and true methods change lives and empowers people to achieve goals that used to be out of reach dreams.
Credit Repair
Our credit specialists identify and remove any derogatory items. Results are usually visible within a couple weeks. Track progress in your portal of our App.
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Hard Inquiries
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Collections
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Charge-Offs
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Late Payments
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Student Loans
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Bankruptcies
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Repossessions
Track Progress in Our App
Securely Upload Documents. Track Progress. See Scores Increase in Real Time. Updates Every Step of The Way.
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Business Formation
This is for individuals looking to create and set up their business properly to receive capital to start business ventures or startups.
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Business Formation
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IRS Registration
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DUNS Registration
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Private & Anonymous
Authorized User Tradelines
Once we've cleaned up your credit which consequently increased your scores, its time to build it up even higher! Based on your credit profile, we'll recommend the best tradelines to give you the biggest boost.
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Personal Tradelines
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Business Tradelines
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Installment Tradelines
Business Consultation
Once you're business is formed, its time to connect you with the essentials to get your business funding, visibility and expansion.
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Business Funding
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Business Tradelines & Paydex
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SEO & Online Visibility
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Google Registration
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QB Tax Deductions
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Websites, Phone Numbers, Printing
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Process Integration & Automation
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Marketing & Advertising
Have cash but no business credit or legal business formed?
Tradelines are a perfect option for those who have cash to invest but don't know where to start, don't have their own business and are not entrepreneurs but want to become one. Purchasing tradelines can open you up to the vast and lucrative possibilties of business credit but also secure you the funding you need for you next venture, be that an investment or a startup.
Secure Tradelines Easily
View Tradeline Store
View our live inventory of tradelines in our online portal. Choose the right one that fits your funding needs and that's in your budget.
Purchase Tradeline
Submit your application to purchase online. Feel free to call or text us so we can walk you through the process.
Tradeline Posts, Increasing Scores
Once the purchase is verified, tradelines post to your credit accounts within 7-15 days for personal AU tradelines and 15-30 days for business tradelines. We will keep you informed of updates and next steps during this wait time.
Get Immediate Funding
After the tradeline posts, you can apply for loans and get immediate funding and working capital for your next venture, investment or startup!
We make it so you can't lose!
If your tradeline doesn't post to your account or if it doesn't work for any reason, we will replace it with a working tradeline for FREE.
Assisted Purchase via Chat
Click "Personal (AU)" then click the purple chat button in the bottom right corner for one of our knowledgeable representatives to guide you through the application and purchase process.
FREE Consultations
For questions about which tradeline will boost your credit the most (based on your personalized credit report), call or text for a FREE consultation.
Common Questions
What are tradelines?
Tradelines are best described as aged lines of positive credit that you purchase and attach to your own credit (be that personal or business credit). It boosts your credit score enormously high with one easy step and you get better funding to launch your startup or expand your business. It's a rich person's secret, except now available to everyone at affordable prices!
Credit repair vs. tradelines
Credit repair goes hand in hand with purchasing tradelines. Most people have negative or derogatory items on their credit reports that are dragging their score down and deterring them from receiving credit and funding in the form of loans and credit cards. As part of our FREE consultation, our credit specialists will review your 3-credit-agecy reports (Experian, Transunion, Equifax) with you and devise an individualized credit repair plan and timeline. Once we clean up your credit, you're now ready for tradelines! Tradelines add instant positive credit to your reports, boosting scores and increasing your chances of funding. We will guide you in purchasing our superior personal tradelines that boost credit for 2 months at a time as well as advise you on some great third-party installment tradeline services to boost credit permanently over time.
Are tradelines legal?
Yes, tradelines are 100% legal and safe. HB Tradelines buys business and personal debt, pays it off, leaving us with the ownership of a positive and aged credit line that they can now legally sell to our customers (be they individuals, entrepreneurs or businesses) for drastic credit boosts that provide generous funding.
How do tradelines benefit you?
When you purchase one of our verified reliable tradelines, we transfer the ownership of that positive credit line to your SSN or EIN, raising your credit score or paydex score, respectively. With high scores, you're now eligible for immediate and generous loan funding without hassles. Personal tradelines stay on your person credit file for 2 months so you have 2 months to submit all loan applications. Use that capital to fund a startup or investment you've been wanting to venture out in. Reach financial freedom through financial advantage.
How soon will I see credit boosts from repair?
Our methods for repairing credit usually yield 100-225+ point increases within 2 months. Our credit specialists use the law to their advantage when removing derogatory items off your report. We also have streamlined processes that allow our correspondences to the credit agencies to be expedited and amplified. Even though we do all the work for you, we prepare you and guide through the process so you're always informed on what's happening with your credit. We never just leave you in the dark!
Typically, anything can be removed from your credit report as long as the procedures you use abide by Federal Law. The 3 credit reporting agencies (Experian, Transunion, Equifax) more often than not, fail to comply with federal law when they are reporting items on your credit. Our specialists can successfully remove charge-offs, collections, student loans, bankruptcies, late payments, hard inquiries, repossessions and other items that are lowering your credit score and impeding your access to a great life.
Authorized User Tradelines vs. Primary Installment Tradelines
Authorized user (AU) revolving tradelines means you can pay to become an authorized user on someone else’s credit card. This account will then appear on your credit report showing your authorized user status to an open revolving tradeline, thus boosting your credit score. As an authorized user, you don't have any responsibility for the primary person's card card balance, nor do you have access to their money or information. Personal AU tradelines report on your credit fie (Experian, Transunion, Equifax) for 2-3 months which business tradelines are permanent. We sell both personal AU tradelines and business tradelines. Installment tradelines are credit lines in which you borrow a lump some from a lender and pay back the lender in fix installments each month. Every time you make a payment toward your loan amount, it is reported to your credit as positive credit, boosting your credit. The more of these installment tradelines you borrow, the higher and faster your credit score. We guide you through the process of obtaining many installment tradelines without actually borrowing the money from a lender (a legal loophole).